I've posted a little bit on here about saving money.
Saving money is a good thing.
The problem with how I save money is usually I save money on stuff that I am buying.
Buying things isn't always a good thing.
Of course, everyone needs certain things, but truth be told, most of us do it in excess. (Buy things that is)
Personally, I have struggled because...well...I don't make much money. Goals like buying a car, getting my own home, paying off my debts seem almost impossible so...I just.don't.bother.
And I buy stuff.
So, with a little bit of a monetary windfall headed my way (thank you, Uncle Sam!) I have decided to try to get a better handle on my finances.
I looked up my credit report for free here. I faced my debts head on. Now, they weren't as bad as I thought, but they are still bad. Ick.
I also signed up on mint.com to set up a budget for myself. It's a work in progress, but hey, now I have a budget! (Oh, and if you are interested, Mint has an android app and also an iPhone/iPod touch app.)
These are definitely baby steps for me, but they are steps in the right direction. Many young people struggle with money, and sometimes it is overwhelming to try and figure it all out...but I'm gonna try.
Someone's gotta pay the bills, right?
Do you have any advice for me as I work towards financial independence?